Find out how much you can borrow for your next home or investment property with our easy-to-use calculator.
Borrowing power is the amount a lender may be willing to loan you based on your financial situation. It’s influenced by your income, expenses, debts, credit history, and the type of loan you’re applying for. Knowing your borrowing power helps you set a realistic property budget and approach lenders with confidence.
Our Borrowing Power Calculator uses industry-standard formulas to estimate your loan eligibility. Simply enter:
You’ll receive an instant estimate of how much you may be able to borrow, plus an idea of your potential monthly repayments.
Calculate your monthly payments and visualize your loan
20.0% of home price
Loan Amount
$240,000
Total Interest
$422,040
Calculate stamp duty and property purchase costs across Australia
Stamp Duty
$17,765
Transfer Fee
$140
Above calculators are illustrative only and are calculated based on the accuracy of the information entered by the client. They are not an offer or acceptance of loan eligibility. The information contained in this website is of a general nature only and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute financial advice. Lender policy, terms and conditions, fees and charges may apply. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances.
