In most standard home and investment lending scenarios, the broker is paid by the lender and there is no separate advice fee charged to you. If a situation involves complex or specialised work (for example, certain commercial or SMSF structures), any applicable fees are explained upfront so there are no surprises.

Mortgage Companion works with a panel of banks and non‑bank lenders, giving you access to a wide range of products rather than being limited to one institution. This allows your broker to compare rates, fees and features across multiple options to find solutions that are better aligned to your needs and preferences.

Yes, Mortgage Companion regularly assists self‑employed clients, company directors and business owners whose income can be more complex to assess. Your broker helps present your financials clearly to lenders and can explore options such as business loans, asset finance and SMSF lending alongside your home loans if required.

Mortgage Companion is based in Ellenbrook but can assist clients across Perth and wider Western Australia using phone, email and online meetings. Many clients prefer a mix of face‑to‑face and digital appointments, making the process flexible around busy work and family schedules.

Getting started is as simple as booking an initial chat to discuss your goals, whether that is buying a home, refinancing, investing or arranging business finance. From there, your broker will outline your borrowing capacity, possible strategies and next steps, so you know exactly what to expect before any application is lodged.